Wednesday, January 6, 2016


























Mesothelioma(or, more precisely, malignant mesothelioma) is a rare form of cancer that develops from cells of the mesothelium, the protective lining that covers many of the internal organs of the body. Mesothelioma is most commonly caused by exposure to asbestos.[1] The most common anatomical site for mesothelioma is the pleura (the outer lining of the lungs and internal chest wall), but it can also arise in the peritoneum (the lining of the abdominal cavity), the pericardium (the sac that surrounds the heart),[2] or the tunica vaginalis (a sac that surrounds the testis).[3]  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma 
mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma
mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma 
mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma
mesothelioma   mesothelioma  mesothelioma  mesothelioma  mesothelioma  mesothelioma

Most people who develop mesothelioma have worked in careers such as mining, where they inhaled or ingested asbestos fibers, or were exposed to airborne asbestos dust and fibers in other ways. Washing the clothing of a family member who worked with asbestos also creates a risk for developing mesothelioma.[4]
Signs and symptoms of mesothelioma include shortness of breath due to pleural effusion (fluid between the lung and the chest wall), chest wall pain and constitutional signs such as unexplained weight loss. The diagnosis may be suspected based on chest X-ray and CT scan findings, but must be confirmed either by examining serous effusion cytology or with abiopsy (removing a sample of the suspicious tissue). A thoracoscopy (inserting a tube with a camera into the chest) can be used to acquire biopsy material, and allows the introduction of substances such as talc to obliterate the pleural space (a procedure called pleurodesis), preventing more fluid from accumulating and pressing on the lung. Despite treatment withchemotherapy, radiation therapy or sometimes surgery, mesothelioma carries a poor prognosis. Research about screening tests for the early detection of mesothelioma is ongoing
ere are many things an auto insurance company will not tell you. From the beginning when you’re shopping for car insurance to the point you need to file a claim; there are certain things they will never admit. These little secrets are ways the company can keep money and take more from the consumer. Some of the answers you enter in the application are not just for statistics; they are to adjust the cost you will have to pay. This is called your insurance score. There are many factors that make up this score.  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance  auto insurance   auto insurance   auto insurance   auto insurance   auto insurance   auto insurance   auto insurance  auto insurance homeowner policy covers these items instead.  If you regularly have expensive items in your vehicle such as laptops and a GPS device, you should carry a rider to cover those expensive items. You should also have photographs of those items. 
 Auto insurance is tax deductible for business use.  Simply determine the amount of time that you use your car for solely business purposes.  For example if it’s 30% of the time, then 30% of your auto insurance may be deductible.  It may be to your best advantage to take the flat per-mile reimbursement instead.
 If you purchase a low-risk vehicle (which is based on the cost of the vehicle, plus safety and theft data) and/or a low-profile vehicle (one that is less likely to be stolen), then your auto insurance rates will be lower.   Which cars will cost you less is a bit of a secret in the auto insurance industry.  However theInsurance Institute for Highway Safety has data that you can research to help you make an educated decision.  And here’s how to look up your car’s relative risk.
 Your occupation affects your auto insurance rates.  For example, engineers get discounted rates because  they are deemed less likely to "wrap their cars around the trunk of a horse chestnut tree".  Teachers can also ask for a discount based on their occupation. 
 If you switch your auto insurance policy, don’t forget to cancel your old policy!  Otherwise, it will be reported to your credit report as canceled due to non-payment.
 You can ask for a diminished value reimbursement on your car if it has been in an accident and is repaired — because it will be worth less than if it were not in an accident.  This can only be done if you live in Florida, Georgia, Hawaii, Kansas, Louisiana, Maine, Maryland, Massachusetts, North Carolina, South Dakota, Texas, Virginia, Washington and West Virginia and if the accident was not your fault.
 Make sure your vehicle information is listed properly on your auto insurance policy.  Little inaccuracies can make a big difference in your auto insurance rates!  Believe it or not, mistakes like this are quite common: incorrect mileage listed, mistaking a 4-door vehicle for a 2-door, and the wrong model of vehicle listed (since so many model names sound very similar). 
 Affiliation with AAA and other professional organizations will lower your auto insurance rates.  Check with your employer to see if they offer any group insurance rates.  Ask your insurance rep which groups & organizations would lower your auto insurance rates.
 If a friend borrows your car and gets in an accident, you will have to file a claim with your auto insurance company. That means you will have to pay any deductible that applies, and your auto insurance rates will probably go up as a result of your claim.
 Your auto insurer has to pay the insurance on your replacement car if your previous vehicle is totaled.  If you live in Alaska, Arizona, Arkansas, California, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Maryland, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Dakota, Ohio, Oklahoma, Oregon, South Dakota, Vermont, Washington, West Virginia and Wisconsin be sure to ask for a reimbursement.
 You should insure your cars and your home with the same company for a multi-policy discount.  In addition ask for an abstainer from alcohol discount (if you don’t drink) and a discount if you use an anti-theft device. 
 In 28 state
s,  auto insurers are required to pay for the sales tax when you replace your totaled vehicle with a new or used car. It’s recommended that you make the request (even in states that do NOT require this reimbursement), but don’t expect the insurer to offer to pay upfront. In the end, many auto insurers will not deny your request — because the auto insurance policy requires that they make you "whole" (return you to where you were before the accident at no cost to you).
 Your credit score affects your auto insurance rates.  Research has proven that there’s a link between your credit score and the likelihood that you will file a claim.  Plus, car insurers know that if you pay your bills on time and you’ve had the same credit accounts for a long time, then you’re generally more stable and far less likely to pay late or open & close accounts a lot.  Auto insurance companies use all of this information to come up with an "insurance risk score" for you.  That is one of many factors which are used to determine your auto insurance rates.
 The urban legend about the color of your car affecting how much you pay for auto insurance is false.  While the color of your car is an indicator of your personality and driving habits, "despite the mistaken belief by 25% of drivers that color affects your car insurance rates, it really has no effect on your insurance at all." 

More Little-Known Facts About Auto Insurance
How To Save Money On Auto Insurance
3 Surprising Auto Insurance Facts
Auto Trends: 7 Savvy Savings Tips
12 Secrets Your Car Insurer Won’t Tell You
How To Shop For Affordable Auto Insurance
Auto Insurance Facts
8 Things You Should Know About Auto Insurance